

From conflicting reports to a controlled technical review
Residential Insurance Defects Review
Oxford
- Client
- Loss Adjuster, acting for an insurer
- GIR Group appointment
- Independent Technical Advisor for validation and cost benchmarking
- Status
- Ongoing
- 2 conflicting technical assessments
- 1 independent validation process
- Market cost benchmarking
- Ongoing scope and cost reconciliation

The Challenge
A residential insurance claim had produced conflicting assessments of the reported damage and materially different remedial proposals. An independent review was required to test the evidence and establish a clearer basis for decision-making.

What GIR Did
GIR Group compared the competing reports, produced an independent validation report and supported a joint technical review of the property.
The work also included drainage evidence review and market-cost benchmarking to test the developing remedial and commercial position.
- Compare
- Inspect
- Validate
- Reconcile

Outcome to Date
The review brought the competing assessments into a transparent technical framework and clarified the areas requiring further evidence and reconciliation.
GIR Group remains engaged while the remedial scope and cost position continue to be reviewed.
This summary reflects the current stage of GIR Group's appointment and does not constitute a final determination of causation, liability, insurance coverage, remedial scope, cost or settlement.

